Calculator
SIP Calculator
A Systematic Investment Plan invests a fixed amount every month into a mutual fund. The discipline matters more than the amount — small, consistent contributions over decades compound into substantial wealth.
Invested amount
₹18.00 L
Future value
₹50.46 L
Wealth gain
₹32.46 L
Educational illustration. Assumes constant returns; does not include taxes, exit loads or market volatility.
How to use this calculator
Pick a monthly amount you can actually stick to. Pick a horizon — the longer, the better. Pick a return assumption matched to your asset class (10-12% for diversified equity, 6-7% for debt).
Things to keep in mind
- Start with whatever you can — even ₹500/month is meaningful.
- Step up by 10% each year to keep pace with income growth.
- Do not stop SIPs in market corrections — that is when the most units are bought.
- Match horizon to category: equity for 7+ years, hybrid for 3-7, debt for under 3.
This calculator is for educational illustration. Results assume constant returns and do not account for taxes, charges, or market volatility.
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