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Services

Insurance that protects, separately from investment.

We help you size your term and health cover correctly, and review existing policies without bias.

What we will offer at launch

Term life cover

Pure-protection term plans sized to your income, liabilities and dependants — usually 10-20x annual income.

Health insurance

Family floater or individual policies, with realistic sum insured and a hard look at sub-limits.

Critical illness & top-ups

Optional add-ons where a single illness can wipe out savings.

Existing policy review

An unbiased look at endowment, ULIP and money-back policies you already own.

Personal accident & travel

Small premiums, meaningful protection for specific scenarios.

Claim guidance

Walk-throughs at the time of a claim, not just at the time of purchase.

Who this is for

  • Anyone with dependants who has no or under-sized term cover.
  • Families relying entirely on employer health cover.
  • Holders of older endowment/ULIP policies who never compared alternatives.
  • Frequent travellers and parents of elderly dependants.

Why this matters

Insurance is the foundation under your investment plan. A bad illness or untimely death without adequate cover unravels years of disciplined investing. Term and health are cheap relative to what they prevent.

Quick answers

Should I mix insurance and investment?
Usually no. Insurance protects against catastrophic loss; mutual funds and PPF build wealth. Combining the two — endowment, ULIP, money-back — typically delivers less of both.
How much term cover do I need?
A reasonable starting frame: 10-20x annual income plus outstanding loans, minus liquid assets. We will work through your numbers when we are live.
Do you sell insurance directly?
Insurance distribution is regulated separately by IRDAI. We will be transparent about the channel through which any specific policy is placed.

Be first in line

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  • We email you the day we go live — and nothing in between unless you opt in.
  • We never sell or share your contact details.
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