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Calculator

Retirement Planner

Retirement planning is the largest financial goal most families face. The corpus has to outlast you, after inflation, with a sustainable withdrawal rate.

Current age32 yrs
Retirement age60 yrs
Current monthly expense₹60,000
Inflation6%
Return before retirement12%
Return after retirement7%
Years in retirement25 yrs

Corpus needed at retirement

₹8.14 Cr

Monthly SIP required from today

₹29,501

Years to retirement

28 yrs

Educational illustration. Assumes constant returns; does not account for taxes, charges or market volatility.

How to use this calculator

We compute the corpus required at retirement to sustain your current monthly expense (adjusted for inflation), then the SIP needed from today to reach it.

Things to keep in mind

  • Plan for 25-30 years of post-retirement spending — life expectancy keeps rising.
  • Mix equity-heavy funds early with a glide path into debt as you near retirement.
  • Health insurance is the single most important non-investment line in your plan.

This calculator is for educational illustration. Results assume constant returns and do not account for taxes, charges, or market volatility.

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