Calculator
PPF / FD Calculator
Public Provident Fund (PPF) and Fixed Deposits (FD) are two of India’s most-used safe instruments. Both are useful — for different reasons.
Annual deposit₹1,50,000
Years15 yrs
Interest rate7.1%
Maturity value
₹40.68 L
Total deposited
₹22.50 L
Interest earned
₹18.18 L
Educational illustration. Assumes constant returns; does not account for taxes, charges or market volatility.
How to use this calculator
For PPF, enter the annual deposit, tenure and rate. For FD, enter the lumpsum, tenure and rate.
Things to keep in mind
- PPF is EEE (exempt, exempt, exempt) under current tax rules — interest and maturity are tax-free.
- FDs are taxed at slab — debt mutual funds may be more efficient for higher tax brackets in some categories.
- Use FDs for known short-term goals and emergency fund layers.
This calculator is for educational illustration. Results assume constant returns and do not account for taxes, charges, or market volatility.
Be first in line
Join the notify list and we will email you the moment we go live.
- We email you the day we go live — and nothing in between unless you opt in.
- We never sell or share your contact details.
- Tell us what to launch first — we'll prioritise accordingly.