ShiriInvest logo ShiriInvest
NIFTY 50 24,580.25 +0.42% SENSEX 80,940.10 +0.38% BANK NIFTY 52,310.65 -0.18% NIFTY MIDCAP 100 57,025.40 +0.71% USD/INR 84.52 +0.05% GOLD ₹76,420/10g +0.22% 10Y G-SEC 6.91% -0.01% NIFTY 50 24,580.25 +0.42% SENSEX 80,940.10 +0.38% BANK NIFTY 52,310.65 -0.18% NIFTY MIDCAP 100 57,025.40 +0.71% USD/INR 84.52 +0.05% GOLD ₹76,420/10g +0.22% 10Y G-SEC 6.91% -0.01%

Calculator

Lumpsum Calculator

A lumpsum investment is a one-time contribution that compounds at the assumed rate of return. Useful for windfalls — a bonus, a maturity payout, or money sitting in a savings account.

Investment amount₹1.00 L
Years10 yrs
Expected annual return12%

Invested

₹1.00 L

Future value

₹3.11 L

Wealth gain

₹2.11 L

Educational illustration. Assumes constant returns; does not account for taxes, charges or market volatility.

How to use this calculator

Enter the amount, years and an expected return. The future value shows what compounding could do.

Things to keep in mind

  • Large lumpsums into equity in one shot can feel risky — consider an STP (Systematic Transfer Plan).
  • For short horizons, prefer liquid or short-duration debt funds over equity.
  • Always keep an emergency fund separate before locking lumpsum into long-horizon investments.

This calculator is for educational illustration. Results assume constant returns and do not account for taxes, charges, or market volatility.

Be first in line

Join the notify list and we will email you the moment we go live.

  • We email you the day we go live — and nothing in between unless you opt in.
  • We never sell or share your contact details.
  • Tell us what to launch first — we'll prioritise accordingly.
What would you like us to launch first? (optional)

We'll never share your details. Unsubscribe anytime.