Calculator
House Planner
A house purchase is usually loan-funded. The calculator helps you plan the down payment portion as a savings goal.
Down payment target (today’s value)₹15.00 L
Years until purchase7 yrs
Inflation6%
Expected return on SIP12%
Future cost (with inflation)
₹22.55 L
Monthly SIP required
₹17,089
Today's cost
₹15.00 L
Educational illustration. Assumes constant returns; does not account for taxes, charges or market volatility.
How to use this calculator
Enter the future house price, your timeline and a down-payment percentage. The required SIP gets you to the down payment.
Things to keep in mind
- A 20% down payment plus stamp duty is a reasonable baseline.
- Do not raid your retirement corpus for the down payment.
- Use the EMI calculator alongside to see what monthly EMI fits your income.
This calculator is for educational illustration. Results assume constant returns and do not account for taxes, charges, or market volatility.
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