Calculator
EMI Calculator
Equated Monthly Instalments split a loan into equal payments combining principal and interest. Use this to plan home, car or personal loans.
Loan amount₹30.00 L
Interest rate9%
Tenure20 yrs
Monthly EMI
₹26,992
Total interest
₹34.78 L
Total payable
₹64.78 L
Educational illustration. Assumes constant returns; does not account for taxes, charges or market volatility.
How to use this calculator
Enter the loan amount, interest rate and tenure. The calculator shows the EMI, the total interest paid and the total payable.
Things to keep in mind
- Keep total EMIs under 40-45% of net monthly income.
- Compare the cost of prepaying loans vs investing the same money in equity over the same horizon.
This calculator is for educational illustration. Results assume constant returns and do not account for taxes, charges, or market volatility.
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