Calculator
Child Education Planner
Inflation in higher education is often 8-10% — meaningfully higher than general inflation. Starting early is the only way to keep the SIP affordable.
Today’s cost of education₹25.00 L
Years until college15 yrs
Inflation9%
Expected return on SIP12%
Future cost (with inflation)
₹91.06 L
Monthly SIP required
₹18,047
Today's cost
₹25.00 L
Educational illustration. Assumes constant returns; does not account for taxes, charges or market volatility.
How to use this calculator
Enter today’s cost of the course, the years until your child reaches it, education inflation, and an expected SIP return.
Things to keep in mind
- Use a mix of equity (early) and shifting to debt 3-4 years before the goal.
- Account for living expenses, not just tuition — they often equal tuition for overseas study.
- Term life insurance is the silent partner of every child-education plan.
This calculator is for educational illustration. Results assume constant returns and do not account for taxes, charges, or market volatility.
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